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sba 7(a) historical loan sales volume graph
SBA and USDA Blog
James Tibert

The 5 Key Factors Impacting 7(a) Secondary Market Premium

Growth in SBA 7(a) loan sales has closely followed the growth in SBA 7(a) loan fundings every year since 2012.  The chart below illustrates that in fiscal 2017 a record 16,700+ SBA 7(a) loan guarantees were sold for roughly $9.3 billion in principal. (Source: Colson Services Corp.) Lenders participate in the 7(a) secondary market for

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2016 top sba loan screen outs
SBA and USDA Blog
James Tibert

Top 5 Reasons for SBA Loan Screen Outs

Processing a 7(a) loan through the General Program can seem like a daunting task.  The thought of an SBA Specialist combing through the intricate details of a loan and issuing an SBA loan screen out spurs questions of timing and often uncertainty about eligibility. A “screen out” is the official issuance of questions from the

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days to loan guaranty processing center first correspondence after submission chart
SBA and USDA Blog
James Tibert

5 Things to Know About Submitting an SBA Loan Application to the Loan Guaranty Processing Center

Delegated Authority and General Program (GP) loans both play a vital role in the success of small businesses and the SBA Program on an annual basis. As a Lender Service Provider for more than 75 banks and credit unions nationwide, Windsor works with delegated and non-delegated lenders, both of which utilize the General Program strategically.

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5 key requirements for sba loan eligibility
SBA and USDA Blog
James Tibert

5 Key Requirements for SBA Loan Eligibility

SBA 7(a) loans can be an incredibly effective tool for banks and credit unions to provide capital to small businesses.  However, the regulations surrounding eligibility can be difficult to understand for even the most experienced commercial lender.  The 7(a) program provides a deficiency guarantee of up to 90% (generally 75%), but many factors impact whether

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sba loan program sophistication chart
SBA and USDA Blog
James Tibert

How to Set Your SBA Strategy for Success

Lenders have discovered the benefits of the SBA 7(a) Loan Program and are making loans at a record pace.   As the below chart illustrates, total dollar volume hit a three-year high of $25.45 billion in FY 2017 (as of September 30, 2017).  At the same time, the number of lender participants has dropped to 1,978

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