SBA & USDA Lending Solutions

without hiring staff or incurring capital expenditures

SBA and USDA Blog

2016 top sba loan screen outs
SBA and USDA Blog
James Tibert

Top 5 Reasons for SBA Loan Screen Outs

Processing a 7(a) loan through the General Program can seem like a daunting task.  The thought of an SBA Specialist combing through the intricate details of a loan and issuing an SBA loan screen out spurs questions of timing and often uncertainty about eligibility. A “screen out” is the official issuance of questions from the

Read More »
days to loan guaranty processing center first correspondence after submission chart
SBA and USDA Blog
James Tibert

5 Things to Know About Submitting an SBA Loan Application to the Loan Guaranty Processing Center

Delegated Authority and General Program (GP) loans both play a vital role in the success of small businesses and the SBA Program on an annual basis. As a Lender Service Provider for more than 75 banks and credit unions nationwide, Windsor works with delegated and non-delegated lenders, both of which utilize the General Program strategically.

Read More »
5 key requirements for sba loan eligibility
SBA and USDA Blog
James Tibert

5 Key Requirements for SBA Loan Eligibility

SBA 7(a) loans can be an incredibly effective tool for banks and credit unions to provide capital to small businesses.  However, the regulations surrounding eligibility can be difficult to understand for even the most experienced commercial lender.  The 7(a) program provides a deficiency guarantee of up to 90% (generally 75%), but many factors impact whether

Read More »
sba loan program sophistication chart
SBA and USDA Blog
James Tibert

How to Set Your SBA Strategy for Success

Lenders have discovered the benefits of the SBA 7(a) Loan Program and are making loans at a record pace.   As the below chart illustrates, total dollar volume hit a three-year high of $25.45 billion in FY 2017 (as of September 30, 2017).  At the same time, the number of lender participants has dropped to 1,978

Read More »
SBA and USDA Blog
James Tibert

How to Choose a Lender Service Provider in 5 Easy Steps

We recently explored the benefits of outsourcing an SBA department back-office in 3 Reasons to Outsource Your SBA Department to a Lender Service Provider.  Outsourcing to a Lender Service Provider (LSP) allows lenders to create an efficient and effective SBA and USDA program without many of the quantitative or qualitative risks associated with implementation and

Read More »
Scroll to Top