SBA and USDA lending solutions

without hiring staff or incurring capital expenditures

SBA and USDA

Windsor Advantage covers SBA and USDA market topics in several types of news –
from our SBA and USDA blog and case studies to webinars and white papers.


SBA Disaster Recovery Loans

Published on October 2nd, 2018 by Windsor Advantage, LLC

In the aftermath of Hurricane Florence, many lenders will receive requests for assistance from customers during cleanup efforts.  This short article will outline some of the common experiences of Windsor’s clients from Hurricane Harvey and provide information on SBA resources available to lenders and borrowers. Proactive Portfolio Management Windsor recommends that lenders compile a list […]

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A Beginner’s Guide to SBA 7(a) Lending

Published on August 21st, 2018 by Windsor Advantage, LLC

The SBA 7(a) Loan Program authorizes the SBA to guarantee loans made by lenders to small-businesses “for whom the desired credit is not otherwise available on reasonable terms from non-Federal sources”.  Common reasons credit might not be available on reasonable terms – referred to as the Credit Elsewhere Test – include (but are not limited […]

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USDA Loan Eligibility: Community Facilities and Rural Energy for America Programs

Published on June 21st, 2018 by Windsor Advantage, LLC

In recent years, many SBA lenders have gained an increased familiarity with the flagship USDA lending program, the Business & Industry Loan Program (B&I).  This program offers lenders who operate in rural areas another option to provide customers competitive financing packages for businesses that make a positive economic impact.  Some of the key benefits (unavailable […]

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SBA Liquidations: How to Liquidate an SBA Loan

Published on May 31st, 2018 by Windsor Advantage, LLC

Liquidating an SBA loan can be a daunting task for lenders.  When staring at what appears to be an uphill battle, lenders should keep in mind the process outlined in this article along with the SBA’s SOP 50 57 2 to prudently liquidate an SBA 7(a) loan in order to work towards keeping their SBA […]

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SBA Loan Default: Top 6 Reasons for Repair or Denial

Published on April 5th, 2018 by Windsor Advantage, LLC

SBA 7(a) loan defaults are time consuming and drastically impact the profitability of a lender’s SBA loan program. In this article, we will identify potential areas for repair or denial and discuss best practices to mitigate these areas of potential loss. Before diving directly into the top reasons for repair or denial, let’s take a […]

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SBA 7(a) Loans: Get Insurance or Get Repaired

Published on March 21st, 2018 by Windsor Advantage, LLC

Ensuring that a borrower maintains current insurance may not seem like a high priority, but it is critical to mitigate risk in an SBA loan portfolio. In this article, we’ll discuss the importance of requiring borrowers to maintain current insurance, present a brief overview of SBA loan requirements regarding insurance, and specifically address a few […]

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