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SBA and USDA

Windsor Advantage covers SBA and USDA market topics in several types of news –
from our SBA and USDA blog and case studies to webinars and white papers.


SBA Portfolio Management: Is My Guarantee Safe?

Published on March 7th, 2018 by Windsor Advantage, LLC

Diligent SBA portfolio management is critical to ensuring that the SBA guarantee remains in place for the duration of a loan.  Lenders that fail to utilize a consistent approach in monitoring borrowers run the risk of facing complicated issues that put the guarantee in jeopardy.  By adhering to the three below guidelines and taking advantage […]

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2018 SBA Market Outlook Brief

Published on February 28th, 2018 by Windsor Advantage, LLC

Top SBA Lenders Focus on Technology as Key Differentiator Welcome to our 2018 SBA 7(a) Loan Market Outlook, an annual forecast of key market dynamics based on the best data available at the time of publication. As our strategic discussions with lenders focus on the SBA loan market and trends we see unfolding in the […]

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SBA Loan Servicing: 5 Common Mistakes Lenders Make

Published on January 4th, 2018 by Windsor Advantage, LLC

SBA 7(a) loans can be a beneficial asset class for lenders, but it requires an intimate knowledge of the process and rules that govern the Program.  There are many nuances to SBA loan servicing compared to conventional loans and certain areas can easily be overlooked, creating issues that can be complicated to unwind.  When not […]

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The 5 Key Factors Impacting 7(a) Secondary Market Premium

Published on December 6th, 2017 by Windsor Advantage, LLC

Growth in SBA 7(a) loan sales has closely followed the growth in SBA 7(a) loan fundings every year since 2012.  The chart below illustrates that in fiscal 2017 a record 16,700+ SBA 7(a) loan guarantees were sold for roughly $9.3 billion in principal. (Source: Colson Services Corp.) Lenders participate in the 7(a) secondary market for […]

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Top 5 Reasons for SBA Loan Screen Outs

Published on November 16th, 2017 by Windsor Advantage, LLC

Processing a 7(a) loan through the General Program can seem like a daunting task.  The thought of an SBA Specialist combing through the intricate details of a loan and issuing an SBA loan screen out spurs questions of timing and often uncertainty about eligibility. A “screen out” is the official issuance of questions from the […]

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5 Things to Know About Submitting an SBA Loan Application to the Loan Guaranty Processing Center

Published on November 14th, 2017 by Windsor Advantage, LLC

Delegated Authority and General Program (GP) loans both play a vital role in the success of small businesses and the SBA Program on an annual basis. As a Lender Service Provider for more than 75 banks and credit unions nationwide, Windsor works with delegated and non-delegated lenders, both of which utilize the General Program strategically. […]

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