SBA and USDA lending solutions

without hiring staff or incurring capital expenditures


Windsor Advantage covers SBA and USDA market topics in several types of news –
from our SBA and USDA blog and case studies to webinars and white papers.

5 Key Requirements for SBA Loan Eligibility

Published on October 26th, 2017 by Windsor Advantage, LLC

SBA 7(a) loans can be an incredibly effective tool for banks and credit unions to provide capital to small businesses.  However, the regulations surrounding eligibility can be difficult to understand for even the most experienced commercial lender.  The 7(a) program provides a deficiency guarantee of up to 90% (generally 75%), but many factors impact whether […]


How to Set Your SBA Strategy for Success

Published on October 11th, 2017 by Windsor Advantage, LLC

Lenders have discovered the benefits of the SBA 7(a) Loan Program and are making loans at a record pace.   As the below chart illustrates, total dollar volume hit a three-year high of $25.45 billion in FY 2017 (as of September 30, 2017).  At the same time, the number of lender participants has dropped to 1,978 […]


10 Part Blog Series:  Creating an Efficient and Profitable SBA 7(a) Lending Initiative

Published on September 28th, 2017 by Windsor Advantage, LLC

Since 2010, Windsor Advantage has processed more than $2.0 billion in SBA 7(a) and USDA loans and we currently service a portfolio of more than $1.1 billion of government guaranteed commercial loans (as of May 31, 2018).  This experience provides us with a unique perspective that we leverage to help lenders achieve success through an […]


How to Choose a Lender Service Provider in 5 Easy Steps

Published on August 16th, 2017 by Windsor Advantage, LLC

We recently explored the benefits of outsourcing an SBA department back-office in          3 Reasons to Outsource Your SBA Department to a Lender Service Provider.  Outsourcing to a Lender Service Provider (LSP) allows lenders to create an efficient and effective SBA and USDA program without many of the quantitative or qualitative risks […]


3 Reasons to Outsource Your SBA Department to a Lender Service Provider

Published on July 18th, 2017 by Windsor Advantage, LLC

To illustrate the top reasons to outsource your SBA department, let’s start with 3 situations to avoid: Scenario 1 – Economic Risk:  You’ve already made a significant investment in the people and systems necessary to offer SBA loans.  Costs were higher than originally expected and additional expenses continue to build.  You’re seeing some volume, but […]


USDA Loans Differentiate Lenders in an Increasingly Competitive Market

Published on April 18th, 2017 by Windsor Advantage, LLC

Competition for quality small business borrowers is only getting fiercer.  Projects and industries that were formerly “off limits” are now pillars of some bank’s lending strategies (think hotel lending).  Businesses are demanding terms that even a few years ago were unfathomable.  Finding a unique value proposition is imperative to compete for strong borrowers in this […]