SBA and USDA lending solutions

without hiring staff or incurring capital expenditures


Windsor Advantage covers SBA and USDA market topics in several types of news –
from our SBA and USDA blog and case studies to webinars and white papers.

10 Part Blog Series:  Creating an Efficient and Profitable SBA 7(a) Lending Initiative

Published on September 28th, 2017 by Windsor Advantage, LLC

Since 2010, Windsor Advantage has processed more than $2.0 billion in SBA 7(a) and USDA loans and we currently service a portfolio of more than $1.1 billion of government guaranteed commercial loans (as of May 31, 2018).  This experience provides us with a unique perspective that we leverage to help lenders achieve success through an […]


How to Choose a Lender Service Provider in 5 Easy Steps

Published on August 16th, 2017 by Windsor Advantage, LLC

We recently explored the benefits of outsourcing an SBA department back-office in          3 Reasons to Outsource Your SBA Department to a Lender Service Provider.  Outsourcing to a Lender Service Provider (LSP) allows lenders to create an efficient and effective SBA and USDA program without many of the quantitative or qualitative risks […]


3 Reasons to Outsource Your SBA Department to a Lender Service Provider

Published on July 18th, 2017 by Windsor Advantage, LLC

To illustrate the top reasons to outsource your SBA department, let’s start with 3 situations to avoid: Scenario 1 – Economic Risk:  You’ve already made a significant investment in the people and systems necessary to offer SBA loans.  Costs were higher than originally expected and additional expenses continue to build.  You’re seeing some volume, but […]


USDA Loans Differentiate Lenders in an Increasingly Competitive Market

Published on April 18th, 2017 by Windsor Advantage, LLC

Competition for quality small business borrowers is only getting fiercer.  Projects and industries that were formerly “off limits” are now pillars of some bank’s lending strategies (think hotel lending).  Businesses are demanding terms that even a few years ago were unfathomable.  Finding a unique value proposition is imperative to compete for strong borrowers in this […]


SBA 7(a) Loans are Vital to the Health of the Hotel Industry and Lenders Need to Consider Critical Steps to be Successful

Published on February 9th, 2017 by Windsor Advantage, LLC

As the below graph illustrates, hotels are among the most active industries accessing capital through the SBA 7(a) a loan program. That’s because borrowers can use the proceeds for acquisition, debt refinance and/or property improvements often required by franchisors. Not only that, but 7(a) loans can mitigate industry volatility during potentially slow seasons and/or economic […]


How to Successfully Lend to Insurance Agencies Using the SBA 7(a) Loan Program

Published on November 10th, 2016 by Shawn Andrews

When properly structured and underwritten, many of the concerns that come with lending to an insurance agency can be mitigated. What’s more, utilizing the SBA 7(a) loan program can help protect a lender against credit losses with a guarantee of 75% to 85% of the loan amount. While the 7(a) program can help lenders reach […]