SBA lending solutions

without hiring staff or incurring capital expenditures

SBA Blog

Windsor Advantage covers SBA market topics in several types of news –
from our SBA blog and case studies to webinars and white papers.


SBA Loan Servicing: 5 Common Mistakes Lenders Make

Published on January 4th, 2018 by Windsor Advantage, LLC

SBA 7(a) loans can be a beneficial asset class for lenders, but it requires an intimate knowledge of the process and rules that govern the Program.  There are many nuances to SBA loan servicing compared to conventional loans and certain areas can easily be overlooked, creating issues that can be complicated to unwind.  When not […]

Read More...

The 5 Key Factors Impacting 7(a) Secondary Market Premium

Published on December 6th, 2017 by Windsor Advantage, LLC

Growth in SBA 7(a) loan sales has closely followed the growth in SBA 7(a) loan fundings every year since 2012.  The chart below illustrates that in fiscal 2017 a record 16,700+ SBA 7(a) loan guarantees were sold for roughly $9.3 billion in principal. (Source: Colson Services Corp.) Lenders participate in the 7(a) secondary market for […]

Read More...

Top 5 Reasons for SBA Loan Screen Outs

Published on November 16th, 2017 by Windsor Advantage, LLC

Processing a 7(a) loan through the General Program can seem like a daunting task.  The thought of an SBA Specialist combing through the intricate details of a loan and issuing an SBA loan screen out spurs questions of timing and often uncertainty about eligibility. A “screen out” is the official issuance of questions from the […]

Read More...

5 Things to Know About Submitting an SBA Loan Application to the Loan Guaranty Processing Center

Published on November 14th, 2017 by Windsor Advantage, LLC

Delegated Authority and General Program (GP) loans both play a vital role in the success of small businesses and the SBA Program on an annual basis. As a Lender Service Provider for more than 75 banks and credit unions nationwide, Windsor works with delegated and non-delegated lenders, both of which utilize the General Program strategically. […]

Read More...

5 Key Requirements for SBA Loan Eligibility

Published on October 26th, 2017 by Windsor Advantage, LLC

SBA 7(a) loans can be an incredibly effective tool for banks and credit unions to provide capital to small businesses.  However, the regulations surrounding eligibility can be difficult to understand for even the most experienced commercial lender.  The 7(a) program provides a deficiency guarantee of up to 90% (generally 75%), but many factors impact whether […]

Read More...

How to Set Your SBA Strategy for Success

Published on October 11th, 2017 by Windsor Advantage, LLC

Lenders have discovered the benefits of the SBA 7(a) Loan Program and are making loans at a record pace.   As the below chart illustrates, total dollar volume hit a three-year high of $25.45 billion in FY 2017 (as of September 30, 2017).  At the same time, the number of lender participants has dropped to 1,978 […]

Read More...