SBA & USDA Lending Solutions

without hiring staff or incurring capital expenditures

The Company

With more than 150 years of cumulative in-house SBA 7(a) and USDA experience, cutting edge systems and rigid controls, the team at Windsor Advantage is uniquely qualified to support its institutional clients to develop and execute a thoughtful and comprehensive SBA and USDA lending program.

Windsor Advantage is an owner-managed lender service provider with 50 professionals and growing.

Executive Team

Michael Breckheimer

President & CEO

Mike is responsible for the overall management and direction of the firm, as well as oversight of the Charleston, Chicago, and Indianapolis offices. Mike served as President & CEO of the Company from 2018 into 2021 prior to transitioning to Executive Vice President of Corporate Strategy for Integrated Financial Holdings, Inc. Mike rejoined Windsor Advantage as President & CEO in 2023.  He has extensive experience working with diversified financial firms to implement efficiencies and risk management strategies. Mike was previously a senior management consultant with KPMG and began his career in Derivatives with PNC Capital Markets.

Jeff Nitti

Jeff Nitti

Director Enterprise Solutions

In addition to managing Windsor’s Chicago office, Jeff oversees Windsor’s operations across all the three office locations with a focus on Client Experience for the global success of our partners within the SBA Program. He comes with a wealth of knowledge across all facets of the SBA Program with 10+ years of industry experience.

Nick Lukes Windsor Advantage

Nick Lukes

Director of Strategy & Operations

Nick is responsible for the ongoing development, management and progression of Windsor’s national growth strategy. Additionally, he spearheads efforts to identify strategic partnerships, joint ventures and other strategic partnership opportunities. Prior to Windsor he was a Strategy Manager at Accenture Strategy as well as the Director of Valuation at UBS.

Ashley Young

Director of Loan Servicing

Ashley is responsible for the oversight of all operations in the Indianapolis office, including Windsor’s Servicing and Documentation departments. She supervises the proper servicing, reporting, and loan file compliance of over $2 billion in SBA 7(a) and USDA loans. Ashley joined the company in 2013.

ethan zallik windsor advantage

Ethan Zallik

Director of Loan Originations and Processing

Ethan oversees the processing and closing departments at Windsor as well as all Loan Origination services. He has personally closed over $500 million in guaranteed government loans and has assisted with structuring and processing of over $2 billion more, while managing the team during his time with the Company. Prior to Windsor Ethan was a financial advisor with MassMutual, specializing in life insurance and investment needs of small businesses.

Senior Leadership

connor mulvey windsor advantage

Connor Mulvey


Connor is responsible for business development & sales objectives for Windsor. Starting with Windsor in 2019, Connor’s efforts have focused on tailoring custom SBA and USDA growth solutions for Windsor’s clients. Prior to Windsor, Connor worked for RSM’s Transactions Services Group & GE Capital.

Julie Buckert

Julie Buckert

Director of Accounting

Julie brings more than a decade of accounting, compliance, audit and financial reporting experience to the firm, having worked in both public and private companies. She previously served as Director of Accounting at Brunswick Corporation and as a senior auditor in a national public accounting firm. She is a certified public accountant.

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