SBA & USDA Lending Solutions

without hiring staff or incurring capital expenditures

The Company

With more than 150 years of cumulative in-house SBA 7(a) and USDA experience, cutting edge systems and rigid controls, the team at Windsor Advantage is uniquely qualified to support its institutional clients to develop and execute a thoughtful and comprehensive SBA and USDA lending program.

Windsor Advantage is an owner-managed lender service provider with 50 professionals and growing.

Executive Team

Michael Breckheimer

President & CEO

Mike is responsible for the overall management and direction of the firm, as well as oversight of the Charleston, Chicago, and Indianapolis offices. Previously serving as President & CEO Executive Vice President of Corporate Strategy for Integrated Financial Holdings, Inc, Mike rejoins Windsor Advantage for a second time as President & CEO.  He has extensive experience working with diversified financial firms to implement efficiencies and risk management strategies. Mike was previously a senior management consultant with  KPMG and began his career with PNC Capital Markets.

Jeff Nogle

Chief Financial Officer

Jeff, with the company since 2015, oversees all finance activities for the company and manages Windsor’s compliance and risk management functions. Prior to joining Windsor, he worked at Charles River Associates, where he focused on business valuation and complex litigation.

Jeff Nitti Windsor Advantage

Jeff Nitti

Director Enterprise Solutions

In addition to managing Windsor’s Chicago office, Jeff oversees Windsor’s operations across all the three office locations with a focus on Client Experience for the global success of our partners within the SBA Program. He comes with a wealth of knowledge across all facets of the SBA Program with 10+ years of industry experience.

Nick Lukes Windsor Advantage

Nick Lukes

Director of Strategy & Operations

Nick is responsible for the ongoing development, management and progression of Windsor’s national growth strategy. Additionally, he spearheads efforts to identify strategic partnerships, joint ventures and other strategic partnership opportunities. Prior to Windsor he was a Strategy Manager at Accenture Strategy as well as the Director of Valuation at UBS.

Ashley Young

Director of Operations – Indianapolis

Ashley is responsible for the oversight of all operations in the Indianapolis office, including Windsor’s Servicing and Documentation departments.  She supervises the proper servicing, reporting, and loan file compliance of over $2 billion in SBA 7(a) and USDA loans.  Ashley joined the company in 2013.

ethan zallik windsor advantage

Ethan Zallik

Director of Loan Processing

Ethan oversees the processing and closing department at Windsor. He has personally closed over $500 million in guaranteed government loans and has assisted with structuring and processing over $2 billion more while managing the team during his time with the company. Prior to Windsor Ethan was a financial advisor with MassMutual, specializing in life insurance and investment needs of small businesses.

Chuck Evans

Chuck Evans

Executive Vice President for Lender Development & Training

J. M “Chuck” Evans is an experienced entrepreneur with a 30+ year history of working in the financial services industry. Chuck serves as Executive Vice President for Lender Development and Training at Windsor. Prior to joining Windsor, Chuck served as President and Chief Executive Officer of recently acquired Capital Growth Solutions and was a Co-Founder of Prudent Lenders. Chuck started his career as a commercial lender with Wachovia Bank in Winston-Salem, North Carolina.

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Connor Mulvey


Connor is responsible for all business development & sales objectives for Windsor. Starting with Windsor in 2019, Connor’s efforts have led to tremendous growth both for Windsor’s customers and the company. Connor’s efforts have assisted Windsor’s clients scale their GGL programs in a much more dynamic and expedited fashion.  Prior to Windsor, Connor worked for RSM’s Transactions Services Group & GE Capital.

Julie Buckert

Julie Buckert

Director of Accounting

Julie brings more than a decade of accounting, compliance, audit and financial reporting experience to the firm, having worked in both public and private companies. She previously served as Director of Accounting at Brunswick Corporation and as a senior auditor in a national public accounting firm. She is a certified public accountant.

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